Get Your Bankruptcy Certificates Today

Thank You for Choosing Start Fresh Today

After you have completed the Credit Counseling and filed for bankruptcy, you will need to complete the Post-Filing Debtor Education online or by phone. 

The Pre-Filing Credit Counseling can be taken online or by phone and must be completed within 180 days prior to filing for bankruptcy.


Nowack & Olson, PLLC

Broward Office: (954) 349-2265
Miami-Dade Office: (305) 698-2265
Palm Beach Office: (561) 463-2265  

8551 Sunrise Blvd., Suite 208
Plantation, FL 33322


Start Fresh Today

Toll Free: (855) 851-3VIP (3847)
Monday - Thursday 9 AM to 8 PM EST
Friday - Saturday 9 AM to 6 PM EST 


Credit Counseling & Debtor Education offered through EOUST-approved Consumer Education Services, Inc. (CESI), doing business as Start Fresh Today. CESI is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. 

Copyright 2017 CESI dba Start Fresh Today

Step 1: 
Pre-Filing Credit Counseling
Step 2: 
Post-Filing Debtor Education

Prefer By Phone?
Call us: (855) 851-3847

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PLEASE NOTE: If you are married and filing jointly,
 you only need to create ONE account.